With the economy still in the toilet, bankruptcy rates continue to stay high. With the recent news that credit card companies like Capital One are starting to file civil suites against debtors, going as far as to seek jail time, more and more people are turning to bankruptcy as a means of wiping the slate clean and getting a fresh start.
Sometimes identity theft will further deteriorate an already bleak situation. Credit card companies are becoming more aggressive with collections. False charges are becoming more difficult to contest. 29% interest rates are unfair to consumers and make minimum payments unpayable, forcing deals to be struck or constant harassment to be suffered.
Bankruptcy in an escape from the dirty tactics of credit card companies who prey on your inability to pay on your debts, racking up charges and skyrocketing interest rates. As an honest consumer, most people wish to honor their debt. It is the moral thing to do. However, should you allow these large companies to bully you and take advantage of your good intentions? When they will no longer be reasonable, drastic action must be taken.
Be careful when selecting your representation as well. The last thing you need during this vulnerable time is someone else trying to take you to the cleaners.
Finding an honest lawyer with your best interest in mind is no easy task. Luckily for those in the northern Atlanta area there is Mae Hartman. After several years as an award winning bartender in Cobb and Cherokee counties, she now provides a level of service unparalleled in the legal community. All she does is Bankruptcy, so she knows her stuff. She will be by your side throughout the filing process and is known for returning phone calls and emails within the hour. Call her today at (770)726-4600 or email at zmhlaw@gmail.com for your FREE Bankruptcy assessment to see if filing chapter 7 or 13 is right for you.
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